Dreams play a huge role in our life in terms of motivating us and helping us reach our objectives. As they say ‘only if you dare to dream, will you work towards realising it’. As we begin our career and start earning money, we start dreaming of having our own car, own house, scintillating vacations, and much more. These dreams just get bigger by the minute.

We really wish that our pay packet grows as big and fast as our dreams, but a reality check clips our wings and brings us back to mother earth. Moreover, our children’s career, their education, marriage, and their never-ending wish list just add to the pressure that we constantly feel today.

Let me narrate a small instance here. During my childhood, when I was 7 years old, I always dreamt of having my own bicycle. I pestered my parents to no end before they finally relented and gave me one. I showed it off proudly to my friends. Similarly, as I grew older, my dreams started getting bigger. I started expecting more from life. Be it a school vacation, going trekking with friends, watching movies, group studies, my own car to show off (bicycle’s outdated by now ), own mobile phone, best tuition classes, best-in-class education, international MBA course, and it never ended.

Let me tell you guys that achieving all of the above might look like climbing Mount Everest, but in reality, it is much easier than that, you can trust me. If you realise the importance of investment and financial planning at a very early stage of your life, you will go a long way towards living your dreams and those of your children. Invest in SIP offered by top-notch mutual funds.

Systematic Investment Plan (SIP) is one such step that will help you go a long way in achieving your goals. Mutual funds offer SIPs to investors to help them build a disciplined approach towards financial planning and investment. SIP is a potent tool to plan your finances because it will help you generate wealth by investing small proportions of money on monthly basis over a period of time.

Through an SIP, you can invest in numerous stocks at as low as Rs. 2000 per month (amount varies as per invertor’s choice). SIPs will provide you with the most needed buffer, especially when your children grow older. Further, your money multiplies faster in SIP than in a bank FD or other debt instruments. The mutual funds spread your money in different asset classes, making you reap the benefits of diversified investment. You can choose a date on which you want the MF to debit your account.

Therefore, immediately enroll yourself for SIP and remember that SIP is going to be the means to achieve your financial goals. If you are worried about picking a wrong plan, don’t worry and simply contact a professional expert who will guide you perfectly. Best time to start your SIP is now. Hurry! Remember you lose time, you lose money due to lack of compounding.

Happy Investing!

Disclaimer: Investment in securities market are subject to market risks, read all the related documents carefully before investing.