This is a theatrical series that comprises interactive edutainment sessions on the most pertinent topic in the contemporary world – ‘Investment’. ‘Investorpreneur’ is a portmanteau representing a lucrative combination of an investor and an entrepreneur. Every entrepreneur attempts to maximise business prospects and profitability to the fullest. Likewise, every investor looks to compound his/her investments over a given period of time. However, a successful ‘investorpreneur’ combines the winning qualities of an entrepreneur and an investor in his/her quest for maximising returns in the most optimum manner.

The series is divided into chapters and episodes. Each chapter would portray a theme, which will form the base for the episodes covering that chapter. These episodes would comprise interactive sessions between the main protagonist – the succesful investorpreneur and other characters, which would feed of the knowledge of the main protagonist. Written in simple and conversational English with a sprinkle of Hindi wherever necessary, the Investorpreneur series aims to ‘edutain’ you – a highly demanding investor, on the increasing importance of financial planning and investment. The sessions will help you understand various vital concepts pertaining to investment.


Episode 3: Enough of spending this festive season, its time to save and invest

This chapter is about how a family realises that it has had its share of enjoyment during the festive season and that it is time to take stock of expenses. In simple words, the family realises it is time for investment. The episode starts with Ravindra Jain (Ravi), Senior Analyst, skimming through his bank statements and other monthly bills to check the monthly spends while his wife Ria, an interior designer and 11-year old son Nakul are playing in the garden.

Nakul: Mom, where’s papa? He promised that he will play cricket with me this Sunday.

Ria: Papa’s a little busy with some financials beta, he will join us a bit later.
(Nakul runs to his papa to get him to play)

Ravi:Hey Nakul! How is my boy?

Nakul: Papa! Not fair,  you promised….(Ravi interrupts and asks Nakul to stop talking)

Ravi: Beta! Let’s leave all that aside, I now want my son to become a man and sit with me to plan our family’s expenses and savings for the next few months.

Ria: Yes Beta! Papa is correct; one is never too old or young for learning how to plan savings and investment.
(Just as Ria says this, she leaves for the kitchen to prepare breakfast, as the father-son conversation begins)

Ravi: Nakul, we had a great Diwali and New year celebration, fired loads of crackers, bought new clothes, gifts? Didn’t we?

Nakul:Yes papa! Let’s go to the mall today to buy my play station.

Ravi: This is what I want my boy to learn. Balance is the way of life my son. Balance between spending and saving your money becomes very crucial.

Nakul: But papa! You save all your money in your bank account na, so, why are you giving me this Sunday morning pravachan? What else can you do with your money other than keeping it in your bank’s saving account?

Ravi: Now that’s like my son. It’s a very good question Nakul. Yes, I save my money in my bank account, but Nakul there are many other options where I can invest my money to gain higher returns on my investment.

Nakul: Returns on investment? What’s that dad?

Ravi: My god, my son’s becoming an intelligent man. Let me give you an example. When I buy you a play station, do you have any expectations from it Nakul?

Nakul: Of course papa! It must have loads of fun games, great features, and wow interface. In simple words, it must be outstanding papa.

Ravi: Hmmm! So my dear Nakul if buying the play station is investment, the benefits and all those things that you just said are the returns you expect from the investment, aren’t they? Will you let me buy the play station if you don’t think you will reap those benefits.

Nakul: Wow! Papa please tell me more about investment.

Ravi: Sure Beta! Leaving your money idle in your bank account is the big mistake because there are many other asset classes that offer better returns on your investment. Spreading our money in different types of investment options such as shares, SIPs, bonds, IPOs, and bonds is the best way forward to maximise our money options. Moreover, with the Union Budget 2016 approaching, the stock market will offer many Budget stocks to invest in. The best thing is that if we feel diversification of our asset portfolio, planning for Budget stocks, and overall investment difficult to do on our own, we must use the services of a professional financial planner. They will guide us through their research, recommendations, and tips on how, where, and why to invest. Moreover, it’s time to plan for income taxes. Therefore, I must invest in asset classes such as tax-savings SIPs, bonds to claim mu deductions. So, that’s I’m sitting here today to plan how much we spent in the last few months, map it against the income, identify the savings, and plan ways to invest in money saved to maximise my hard-earned money. I’m not asking you to stop spending Nakul, all I’m asking you to start investing my son.

Nakul: Thanks papa! I will tell Bablu, Rinki, and all my friends that I have learnt investing from my father.

Ravi ensured that his son Nakul becomes an investorpreneur at a very young age. Have you?

Invest your savings today for a steady tomorrow!

Disclaimer: Investment in securities market are subject to market risks, read all the related documents carefully before investing.