Category

personal finance

10 MISTAKES PEOPLE MAKE WITH CREDIT CARDS

1.Applying for a credit card Remember, “credit card” is not “free money”. It is the “most expensive loan ever” Think carefully, do you really need it. Instead use a “debit card” It is least expensive and it will keep you disciplined while spending… Continue Reading →

5 MISTAKES NOT TO MAKE WITH LOANS

1.Taking a loan to buy a car or any consumer durable (air conditioner, washing machine, mobile phones etc) Never take a loan to buy any product which depreciates in value (depreciation means losing value every day) You will get hit on… Continue Reading →

KAUN BANEGA MAHA CRORE PATI…!!

Most of us have watched and remember that iconic game show on TV. In that program, getting to the hot seat in front of the anchor was a matter of sheer luck. Then making money was a matter of knowledge… Continue Reading →

11 STEPS TO FINANCIAL FREEDOM

  1.Pray each day before you pay Emotional and spiritual balance will lead to financial freedom. Ask God to guide you and give you strength to follow these steps every day. 2.Make long-term financial goals If you don’t know why… Continue Reading →

3 THINGS YOU MUST KNOW ABOUT PORTFOLIO REBALANCING

1.What is portfolio rebalancing? Portfolio rebalancing is the continuous process of changing your portfolio asset allocation, to keep it in line with the originally planned portfolio asset allocation model, which is as per your risk profile. 2.How does it work ? Equity markets can go… Continue Reading →

5 MISTAKES NOT TO MAKE WHEN BUYING INSURANCE

Buying life insurance policy, even though you have no dependants. This is the first fact; you need a life insurance policy ONLY if some one is depending on your income. If you are fortunate to have no dependents, then just ignore life… Continue Reading →

3 THINGS YOU MUST KNOW FINANCIAL PLANNING

1.What is Financial Planning and How does it work? Financial Planning is the process of meeting your life goals through the proper management of your finances. Life goals can include buying a house, saving for your child’s higher education or planning for… Continue Reading →

3 THINGS YOU MUST KNOW ABOUT ASSET ALLOCATION

We all know of the age-old proverb “Don’t put all your eggs in one basket” This is a universal principle and it applies particularly to money. In the language of financial planning, the one word to describe this proverb is “Asset Allocation” 1…. Continue Reading →

7 MISTAKES NOT TO MAKE IN VOLATILE MARKETS

1.Don’t check the value of your long-term investments on a daily basis. Long-term means “long-term”(10, 20, 30 or even 50 years) not “daily” 2.Don’t stop your SIPs in equity stocks or funds Stopping SIPs when markets are going down would be… Continue Reading →

The art of balancing your financial priorities to save more for your retirement

It is no hidden truth that most of us fight hard in our day-to-day life to fulfil our financial demands and objectives. Be it helping aging parents, paying college fees, taking care of other mandatory expenses, your pursuit to prioritise… Continue Reading →

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